These Terms and Conditions ("Agreement") govern your use of the services offered by Payva Payment Limited ("Payva," "we," "us," or "our").

By opening, registering, or using a Payva Account, or by using any aspect of the Services, you agree to be bound by the terms of this Customer Agreement and consent to receive all communications relating to the Services or your Payva Account in electronic form.

Important Notes:

• You are strongly encouraged to read this Agreement carefully before registering for or using the Services
• We recommend that you retain a copy of this Agreement for your personal reference
• Your ability to access and use our Services is strictly conditional upon your acceptance of this Customer Agreement
• By using the Services, you also agree to comply with our Privacy Policy and Acceptable Use Policy